Is act of god a legal term

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is act of god a legal term

Act of God by Jill Ciment

Jill Ciment’s books have been hailed as “stunning,” “powerful,” and “provocative.” Alice Sebold has called her works “beautifully written.” Now the author of Heroic Measures (Smart and funny and completely surprising . . . I loved every page.”—Ann Patchett; “Brave, generous, nearly perfect.”—Los Angeles Times) has given us a contemporary noir-novel that starts out a comedy-of-errors and turns darker at every hairpin turn.
It’s the summer of 2015, Brooklyn. The city is sweltering from another record-breaking heat wave, this one accompanied by biblical rains. Edith, a recently retired legal librarian, and her identical twin sister, Kat, a feckless romantic who’s mistaken her own eccentricity for originality, discover something ominous in their hall closet: it seems to be phosphorescent; it’s a mushroom…and it’s sprouting from their wall.
Upstairs, their landlady, Vida Cebu, a Shakespearian actress far more famous for her TV commercials for Ziberax (the first female sexual enhancement pill) than for her stage work, discovers that a petite Russian girl, a runaway au pair, has been secretly living in her guest room closet. When the police arrest the intruder, they find a second mushroom, also glowing, under the intruder’s bedding. Soon the HAZMAT squad arrives and the four women are forced to evacuate the contaminated row house with only the clothes on their backs.
As the mold infestation spreads from row house to high-rise, and frightened, bewildered New Yorkers wait out this plague (is it an act of God?) on their city and property, the four women become caught up in a centrifugal nightmare.
Part horror story, part screwball comedy, Jill Ciment’s brilliant suspense novel looks at what happens when our lives—so seemingly set and ordered, yet so precariously balanced—break down in the wake of calamity. It is, as well, a novel about love (familial and profound) and how it can appear from the most unlikely circumstances.
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Published 07.01.2019

The Law

Act of God Legal Term: Everything You Need to Know

An event which is caused solely by the effect of nature or natural causes and without any interference by humans whatsoever. Insurance contracts often exclude acts of God from the list of insurable occurrences as a means to waive their obligations for damage caused by the onset of permanent illness, lightning, hurricanes, floods or earthquakes; all examples of acts of God. It is a well-understood physical fact that in this climate water in the pipes in an unheated building will freeze and burst the pipes in the winter season. Ordinary prudence and foresight would have led the person in possession of the building to shut off the water and drain the pipes. Had this been done, the extreme and unusual cold would not have caused the damage. Hence the defendant cannot escape liability on the plea that the injury was caused by an act of God.

An act of God describes an event outside of human control or activity. It's usually a natural disaster, such as a flood or an earthquake. Insurance policies usually specify which particular acts of God they cover. These clauses typically limit or remove liability for injuries, damages, and losses caused by acts of God. However, the insured cannot use the event as an excuse for not taking reasonable care to try to prevent or protect against damages. Say a dilapidated warehouse collapses during an earthquake and injures bystanders. The owner claims an act of God caused the building to fall.

An act of God is a natural catastrophe which no one can prevent such as an earthquake, a tidal wave, a volcanic eruption, a hurricane or a tornado. An act of God is generally considered an act attributable to nature without human interference.
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See more words from the same year. More Definitions for act of God. Note: It is a defense against liability for injury if the injury is directly and exclusively caused by an act of God. Rhyming Dictionary: Words that rhyme with act of God. Nglish: Translation of act of God for Spanish Speakers.


  1. Garsitomen1995 says:

    The act of God legal term is defined as an unpreventable natural disaster such as a tsunami, earthquake, tornado, volcano, or hurricane.

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